We operate on a whole of market basis for both commercial and private insurance.

HOUSEHOLD INSURANCE:

Enquiries are welcomed for standard and non-standard risks.  We have specialist facilities for both.

We do quote for complex risks.  Please be accurate with all your answers and we will do our utmost to reward you with a fair premium.

Do you have problems with flooding, subsidence, bad claims experience, previous convictions, unoccupancy or other issues?

Please note, we cannot always cover contents in an unoccupied property.

Click HERE to access a quotation form, answer the questions and then submit the completed form and we will do everything we can to help you.  Please be reassured that completing the form places no obligation on you to take out the cover.

WE CAN COVER IN THE VAST MAJORITY OF CASES.

We also have access to medium to high risk specialist schemes and facilities as listed below.

Trades include but are not restricted to:

SCHEMES & FACILITIES:

  • Recycling, re-use & waste handlers/skip hirers landfill

  • Asbestos related works

  • Hazchem

  • Electrical contractors

  • Frozen food industry

  • Chemical industry

  • Heat/vent & mechanical services/building trades

MANUFACTURING INDUSTRIES:

  • Exports - inc North America

  • High risk products inc critical parts/medical

  • Heavy employers' liability exposure

  • Food processors

HIGH RISK LIABILITIES & SPECIALIST AREAS:

  • Haulage

  • Roofers/scaffolders/steel erectors

  • Demolition

  • Foundries

  • Composite panels

  • Multi tenure

  • Marine hulls, cargo & transit

HIGH NET WORTH

  • Private Clients

ENTERTAINMENT & LEISURE:

  • Nighclubs/casinos/late night bars

  • Lap dancing

  • Hotels

  • Amusement arcades/cinemas

MOTOR FLEETS:

  • Hazchem

  • Waste/skip hirers

  • Haulage

  • Private car fleets

  • Portfolios

PROPERTY OWNERS:

  • Unoccupied properties

  • Properties in the course of development

  • Property owner

PROFESSIONAL INDEMNITY:

  • Asbestos/environmental surveyors

  • Accountants

  • Architects & engineers

  • Design & construction

  • Financial institutions

  • Insurance brokers

  • Surveyors

  • IT Management/Media

PRODUCT RECALL:

  • Food and drink

TERRORISM:

  • Access to exclusive lineslip facility